EN | AR
Loans

Secured

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The fastest way to get your loan

Features

  • Loan against collateral (CDs or TDs) with a limit up to 90% of collateral value.
  • No maximum loan amount.
  • Loan tenors from 6 months to 120 months.
  • Minimum age 21.

Requirements

  • Copy of national ID or passport with entry visa for foreigners

Personal

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With long term tenors - life never felt so good

Features

  • Loan amounts up to EGP 1 million.
  • Loan Tenor from 6 months to 96 months.
  • Competitive interest rates.
  • Free life insurance during loan time.
  • Minimum age 21, maximum 60, for salaried employees (65 for self-employed and professionals).

Requirements

  • Personal loan application
  • Copy of national ID
  • Recent utility bill
Required proof of income
  • Salary/ Installment Transfer Customers: Customer's company agreement to transfer salary/ installment
  • Non Salary/ Installment Transfer Customers:Authenticated HR letter or HR letter & 3 months bank statement
  • Self-employed/Professional Customers: Recent commercial register, tax card, last 6 months bank statements and certificate of profession for professionals

Car

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No need to settle for less, drive your dream car!

Features

  • Finance up to 100% of car’s value.
  • Loan amounts up to EGP 1 million.
  • Loan tenors from 6 months to 84 months.
  • Competitive interest rates.
  • Free life insurance during loan time.
  • Minimum age 21, maximum 60, for salaried employees (65 for self-employed and professionals).

Requirements

  • Auto loan application
  • Copy of valid national ID
  • Recent utility bill (within three months)
  • Car pro-forma invoice
Required proof of income
  • Salary/ Installment Transfer Customers: customer’s company agreement to transfer salary/ installment
  • Non Salary/ Installment Transfer Customers:Authenticated HR letter or HR letter & 3 months bank statement
  • Self-employed/Professional Customers: Recent commercial register, tax card, last 6 months bank statements and certificate of profession for professional

Mortgage

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Start building your future memories and own your new home

Features

  • Loan amounts of up to EGP 5 million.
  • Loan tenors from 6 months to 144 months.
  • Competitive interest rates.
  • Free life insurance during loan time.
  • Minimum age is 22 and maximum age is 60 for salaried employees (65 years old for self-employed and professionals).

Property document

  • Tax report.
  • Formal construction license.
  • Real estate form 19.
  • Privatization declaration.
  • Land ownership contract.
  • Property registration in the notary office.
  • Evaluation office report.

Requirements

  • Mortgage loan application
  • Copy of valid national ID
  • Recent utility bill (within three months)
Required proof of income
  • Salary/ Installment Transfer Customers: customer’s company agreement to transfer salary/ installment
  • Non Salary/ Installment Transfer Customers:Authenticated HR letter or HR letter & 3 months bank statement
  • Self-employed/Professional Customers: Recent commercial register, tax card, last 6 months bank statements and certificate of profession for professionals

Durable goods

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Whatever you need, you’ve got it - with our easy and convenient loan

Features

  • Loan amounts up to EGP 50,000.
  • Loan tenors from 6 months to 60 months.
  • Competitive interest rates.
  • Free life insurance during loan time.
  • Minimum age 21 - to 60 at loan maturity for salaried employees (65 for self-employed and professionals).

Requirements

  • Durable goods loan application
  • Copy of valid national ID
  • Recent utility bill (within three months)
  • Durable goods price quote
Required proof of income
  • Salary/ Installment Transfer Customers: customer’s company agreement to transfer salary/ installment.
  • Non Salary/ Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement.
  • Self-employed/Professionals Customers: Recent commercial register, tax card, last 6 months bank statements and certificate of profession for professionals.

Education

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THE FUTURE IS YOURS !

Features

  • Choose your most convenient plan from our several financing options like year by year or entire education period.
  • 100% finance for all tuition fees over the full study period.
  • Loan amounts up to EGP 1MM.
  • Loan tenors depends on the maximum number of years of education per each educational institution.
  • Competitive interest rates.
  • Free life insurance during loan time.
  • Minimum 21 years, maximum 60 for salaried employees (65 for self-employed and professionals).

Requirements

  • Education loan application
  • Copy of national ID
  • Recent utility bill
  • Tuition fee quote from university
Required proof of income
  • Salary/ Installment Transfer Customers: customer’s company undertaking to transfer salary/ installment
  • Non Salary/ Installment Transfer Customers:Authenticated HR letter or HR letter & 3 months bank statement
  • Self-employed/Professionals Customers: Recent commercial register, tax card, last 6 months bank statements and certificate of profession for professionals
Terms and Conditions apply