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NEW ACCUMULATIVE CERTIFICATES OF DEPOSIT IN EGP

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SAVE FOR YOUR FUTURE, AND ENJOY ACCUMULATED INTEREST ONCE AT END OF THE PERIOD

Features

  • Accumulative certificate of deposit.
  • Minimum amount to issue certificate (EGP 1,000 and its multiples)
  • For individuals only (Egyptians and Foreigners)
  • Interest rate calculations starts from next working day.
  • Fixed Interest rates.
  • Tenor Interest Rates
    3 Years 13.61%
    5 Years 13.11%
    7 Years 13.10%
    10 Years 11.62%
  • CD Liquidation:
  • - Certificate can’t be redeemed before 6 months from the issuance day.
  • - The interest rate is recalculated based on deducting a percentage from the accumulated interest of the CD as follows:
  • Redemption Period Redemption %
    10 Years 7 Years 5 Years 3 Years
    From 6 months - 12 months 4.00% 6.00% 6.00% 6.00%
    Second Year 3.50% 5.50% 5.50% 5.50%
    Third Year 3.00% 5.00% 5.00% 5.00%
    Fourth Year 2.50% 4.50% 4.50%
    Fifth Year 2.50% 4.00% 4.00%
    Sixth Year 2.00% 4.00%
    Seventh Year 2.00% 4.00%
    Eight Year 2.00%
    Ninth Year 2.00%
    Tenth Year 2.00%
  • Fully Secured Facilities:
  • - Client can borrow up to 90% of the CD amount with at least 2% higher interest rate than the CD rate.
  • - Credit cards can be offered to clients up to 90% of the CD amount.

Requirements

Egyptian Customers
  • CD application form.
  • Copy of national ID or passport with entry visa for foreigners.
  • Recent utility bill.

3 years certificate

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Choose A re-payment plan that fits you and your lifestyle

Features

  • Fixed Interest rates.
  • Interest Payment Frequency Interest Rates
    Monthly 14.50%
    Quarterly 14.75%
    Semi-Annually 15%
  • For individuals only (Egyptians and Foreigners)
  • Minimum amount to issue certificate (EGP 1,000 and its multiples)
  • Interest rate calculations starts from next working day.
  • CD Liquidation:
  • - Certificate can’t be redeemed before 6 months from the issuance day.
  • - The interest rate is recalculated based on deducting a percentage from the accumulated interest of the CD as follows:
  • Redemption Period Redemption %
    6 months - 12 months 5.00%
    During the 2nd Year 4.00%
    During the 3nd Year 3.00%
  • Fully Secured Facilities:
  • - Client can borrow up to 90% of the CD amount with at least 2% higher interest rate than the CD rate.
  • - Credit cards can be offered to clients up to 90% of the CD amount.

Requirements

Egyptian Customers
  • CD application form.
  • Copy of national ID or passport with entry visa for foreigners.
  • Recent utility bill.

5 Years certificate

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Enjoy our EGBANK 5 years CD with our flexible range of saving plans

Features

  • Minimum issuance: EGP 500 and its multiplies.
  • 12.75% quarterly interest rate, 13.00% semi-annually interest rate
  • Overdraft or credit card issued against your deposit at up to 90% of its value.

Requirements

Egyptian Customers
  • CD application form.
  • Copy of national ID or passport with entry visa for foreigners.
  • Recent utility bill.

7 Years certificate

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Start your long term savings with our flexible range of saving plans.

Features

  • Minimum issuance: EGP 100 and its multiples.
  • 10.625% monthly interest rate and 10.75% quarterly interest rate (Individuals only)
  • Overdraft or credit card issued against your deposit at up to 90% of its value.

Requirements

Egyptian Customers
  • CD application form.
  • Copy of national ID or passport with entry visa for foreigners.
  • Recent utility bill.

10 Years certificate

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For bigger dreams - a savings plan to get you there comfortably

Features

  • Minimum balance: EGP 1,000 and its multiples.
  • 10.85% monthly interest rate and 11.00% quarterly interest rate (Individuals only)
  • Overdraft or credit card issued against your deposit at up to 90% of its value.

Requirements

Egyptian Customers
  • CD application form.
  • Copy of national ID or passport with entry visa for foreigners.
  • Recent utility bill.

USD certificates

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Choose a convenient interest payment plan with EGBANK's wide range of Certificate of Deposits in US dollars

Features

  • Minimum balance: USD 100 and its multiples.
  • Overdraft or credit card issued against your deposit at up to 90% of its value.
  • Flexible interest repayment plans with various tenors 3,5 and 7 years.
  • Duration:
  • 3 Years certificate: 3.75% monthly interest rate, 3.85% quarterly interest rate and 4.00% annually interest rate (Individuals and companies)
  • 5 Years certificate: 4.00% monthly interest rate, 4.10% quarterly interest rate and 4.25% annually interest rate (Individuals and companies)
  • 7 Years certificate: 4.25% monthly interest rate, 4.35% quarterly interest rate and 4.50% annually interest rate (Individuals and companies)

Requirements

Egyptian Customers
  • CD application form.
  • Copy of national ID or passport with entry visa for foreigners.
  • Recent utility bill.

Time deposits

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Because some things just can't wait! A short term saving with a competitive rates (in local or foreign currencies)

Features

  • Minimum issuance for less than 1 month: EGP 25,000 / USD, EUR or GBP 5,000.
  • Interest paid on maturity with tenors from 1 week to 1 year as per the below table
  • For individuals and companies.
  • Overdraft or credit card issued against your deposit at up to 90% of its value.
Term Interest Rates
1 Week 2.75%
2 Weeks 3.25%
1 Month 5.75%
3 Months 6.00%
6 Months 6.25%
1 Year 6.75%

Requirements

Egyptian Customers
  • CD application form.
  • Copy of national ID or passport with entry visa for foreigners.
  • Recent utility bill.
Terms and Conditions apply