Loans

We offer a New, Friendly,
Approach to Banking

Loan Calculator

Flexible payment frequencies are available for selective segments

The loan calculator is intended as approximate guide only for your installment. The results are not considered as a final approval for your loan. To find out the exact amounts and interest rates, please contact us on 19342 or visit EGBANK nearest branch.

All fields are required

Calculated Loan

loan

The Fastest way to get your loan

Installment Amount Maximum Installment

(The above value is your maximum installment based on your income, loan amount, & loan period)

Secured Loans

The fastest way to get your loan
Benefits
  • Loan against collateral (CDs or TDs) with a limit up to 95% of collateral value
  • No maximum loan amount
  • Loan tenor from 6 months to 120 months

Requirements
  • Minimum age 21 years
  • Copy of national ID
  • Passport with residency permit for foreigner Customers
  • For Foreign Customers
    • Passport with residency permit

Personal Loans

Let your dreams come true with EGBANK Personal Loans
Benefits
  • Loan amount up to EGP 1 million
  • Loan Tenor from 6 months up to 96 months
  • Competitive interest rates
  • Free life insurance throughout loan tenor

Requirements
  • Copy of national ID
  • Recent utility bill(with in three months)
  • Proof of income
    • Salary/ Instalement Transfer Customers: Customer's company agreement to transfer salary/ installement
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to copy of recent & valid commercial register for self-employed or certificate of profession, valid syndicate ID, & medical institution license for professionals

Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals

Auto Loans

Get your dream car right now!
Benefits
  • Finance up to 100% of car’s value
  • Loan amount can reach up to EGP 1M

Requirements
  • Down payment receipt or to be deposited in our bank
  • Copy of National ID
  • Car Price Quotation
  • Recent utility bill (within three months)
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to copy of recent & valid commercial register for self-employed or certificate of profession, valid syndicate ID, & medical institution license for professionals

Eligibility
  • Minimum age is 21 years and maximum age is 60 years and could reach up to 65 years for self-employed and professionals

Used Cars Auto Loan

Benefits
  • Finance up to 60% of car value
  • Loan amount can reach up to EGP 500,000
  • Loan tenor from 6 months and up to 60 months

Requirements
  • Copy of national ID
  • Recent utility bill (within three months)
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to copy of recent & valid commercial register for self-employed or certificate of profession, valid syndicate ID, & medical institution license for professionals



Durable Goods Loans

Get everything you want!
Benefits
  • Loan amount up to EGP 120,000
  • Loan tenor from 6 months to 60 months
  • Free life insuarnce throughtout loan tenor

Requirements
  • Copy of National ID
  • Recent utility bill (within three months)
  • Durable goods Price quotation
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Self-employed/Professional Customers: Recent commercial register, tax card, last 6 months bank statements and certificate of profession for professionals
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement

Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals

Education Loans

Uplift your education level & achieve your future dreams
Benefits
  • Choose your most convenient plan from our several financing options like year by year or entire education period
  • 100% financing for all tuition fees over the full study period
  • Loan amount up to EGP 1M
  • Loan tenor from 12 months and up to the maximum number of years of education per each educational institution
  • Competitive interest rates
  • Free life insurance throughout loan tenor

Requirements
  • Copy of National ID
  • Recent utility bill (within the last three months)
  • Tuition fee quote from university
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to copy of recent & valid commercial register for self-employed or certificate of profession, valid syndicate ID, & medical institution license for professionals

Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals

Mortgage Loans

Get your dream house!
Benefits
  • Loan amount of up to EGP 5 million
  • Loan tenor from 6 months to 144 months
  • Competitive interest rates
  • Free life insurance throughout tenor

Requirements
  • Property Documents
    • Tax report
    • Formal construction license
    • Real estate form 19
    • Privatization declaration
    • Land ownership contract
    • Property registration in the notary office
    • Evaluation office report
  • Personal Documents
    • Valid national ID
    • Recent utility bill (within three months)
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to copy of recent & valid commercial register for self-employed or certificate of profession, valid syndicate ID, & medical institution license for professionals
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement

Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals