Personal Banking

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SAVE FOR YOUR FUTURE

3 Years Daily Certificate of deposit in EGP “CD Now”

Features and benefits

  • Minimum amount to issue a certificate is EGP 1K and multiples of EGP 1000
  • Offered to individuals only (including Minors).
  • Interest Frequency: Daily.
  • Credit Card, Overdraft & Secured loan can be offered to clients up to 90% of the CD amount with a minimum of 2% spread.
  • CD holder cannot redeem the held amount before 6 months from applying date.
  • Calculation of the interest rate starts from the following business day from the client request.
  • Fixed rate : 16.5% Annually

Required documents

  • Account Opening required documents
  • CD application form

Redemption Fees
(after 6 months from CD issuance):

If redeemed before maturity date, the interest rate is re-calculated by applying a deduction percentage from the total interest amount according to the duration:

  • From 7th month up to 1 year: 7%
  • 2nd year: 6%
  • 3rd year: 5%

3 Years Tharwa Plus Certificate of deposit in EGP:

Features and benefits

  • Minimum amount to issue a certificate is EGP 1,000 and its multiples
  • Offered to individuals only (including Minors).
  • Interest Frequency Monthly.
  • Credit Card, Overdraft & Secured loan can be offered to clients up to 90% of the CD amount with a minimum of 2% spread.
  • CD holder cannot redeem the held amount before 6 months from applying date .
  • Calculation of the interest rate starts from the following business day from the client request.
  • Fixed rate during the 1st year of the CD and floating in the 2nd and 3rd years.

Required documents

  • Account Opening required documents
  • CD application form

CD interest rate

  • 18% fixed interest rate for the 1st rate
  • Floating interest rate on CBE announced bid corridor rate that will be applied starting from the day following the end of 1st year

Redemption Fees
(after 6 months from CD issuance):

In case of redemption before date of maturity, the interest rate will be re-calculated based on deducting percentage from the interest rate applied on the certificate at redemption according to the duration as follows:-

  • From the 7th month to 1 year: 75% from the total interest amount from CD start date
  • 2nd year: 65% from the total interest amount from CD start date
  • 3rd year: 55% from the total interest amount from CD start date

3 years Premium Certificate of Deposit in EGP

Features and Benefits

  • Minimum amount to issue a certificate is EGP 1 Million and multiples of EGP 1K .
  • Offered to individuals only
  • Monthly interest payment
  • Secured Credit Cards can be offered to clients up to 90% of the CD amount, Overdrafts & Secured loans can be offered up to 95%.
  • CD holder cannot redeem the held amount before 6 months from applying date
  • Calculation of the interest rate starts from the following business day from the client request
  • Fixed rates during CDs maturity

CD interest rates

Interest rate Individuals Companies
Monthly 17.25% N/A

Required documents

  • Account Opening required documents
  • CD application form

Redemption Fees (after 6 months from CD issuance):

  • 1st Year: 8%
  • 2nd Year: 7%
  • 3rd Year: 6%

Mega Saving CDs 3 Years in EGP Features and Benefits

Features

  • Minimum amount to issue a certificate is EGP 1K and multiples of 1K .
  • Offered to individuals only (including Minors) .
  • Interest Frequency Monthly Only .
  • Credit Card, Overdraft & Secured loan can be offered to clients up to 85% of the CD amount with a minimum of 2% spread .
  • CD holder cannot redeem the held amount before 6 months from applying date .
  • Calculation of the interest rate starts from the following business day from the client request .
  • Decreasing interest rate annually.

Required documents

  • Account Opening required documents
  • CD application form

CD interest rate

First year Second Years Third Year
19% 17% 15%

Redemption Fees (after 6 months from CD issuance):

In case of redemption before date of maturity, the interest rate will be re-calculated based on deducting percentage from the interest rate applied on the certificate at redemption according to the duration as follows:-

  • First Year: 9%
  • Second Year: 7%
  • Third Year: 5%

Advanced Interest Time Deposits

Enjoy upfront interest and the flexibility to choose a maturity tenor which best suits your needs.

Features

  • Issued in local currency
  • Minimum amount: 10,000 EGP
  • Available in 3 Tenors
  • Available for Individual clients only - Egyptians and foreigners

Fully Secured Facilities

  • Client can borrow up to 75% of the TD amount with at least 4.25% higher interest rate than the TD rate
  • Credit cards can be offered to clients up to 75% of the TD amount

Required Documents

Egyptian Customers
  • Copy of national ID
  • Recent utility bill
  • Passport with residency permit For Foreign Customers
For Foreign Customers
  • Passport with residency permit
Tenor Less than 1 Million From 1 Million & above
3 Months 4.75% 5.23%
6 Months 4.57% 5.02%
1 Year 4.20% 4.60%

    TD Liquidation

  • Terms and Conditions applied

Time deposits

Because some things just can’t wait! A short term saving with competitive rates (in local or foreign currencies)

Features

  • Minimum issuance for less than 1 month: EGP 5,000 & 500 for USD, EUR& GBP
  • Minimum issuance for 1 month or more: EGP 5,000 & 500 for USD, EUR& GBP
  • Interest paid on maturity with tenors from 1 week to 1 year as per the below table
  • For individuals and companies
  • Overdraft or credit card &secured loans issued against your deposit at up to 90% of its value

Required Documents

Egyptian Customers
  • Copy of national ID
  • Recent utility bill
For Foreign Customers
  • Passport with residency permit
Term Interest Rates in EGP
1 Week 2.50%
2 Weeks 2.50%
1 Month 3.00%
2 Month 3.00%
3 Month 3.50%
6 Month 4.00%
9 Month 4.50%
1 Year 5.00%

Certificate of Deposit in EGP

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Certificate of Deposit in USD

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Certificate of Deposit in EGP



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Certificate of Deposit in USD



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Easy access, flexibility & rewarding returns with EGBANK accounts bouquet
Increase your savings with EGBANK highest rate Account
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Advantages Of Super Saving Account

  • Offered to individual customers (New to bank)
  • Minimum balance of EGP 250 K and if the account falls below the required minimum balance fees will be deducted according to the bank’s tariff announced at the time
  • Interest Rate: (Effective 1/3/2026)
    Tier Rate
    From 250,000 to 1,999,999 16%
    From 2,000,000 to 4,999,999 16.75%
    From 5,000,000 to 49,999,999 17.25%
    From 50,000,000 and Above  17.75%
  • Interest payment frequency: Monthly
  • Interest is calculated on the minimum balance during the month. If the account falls below EGP 250K no interest rate will be applied for this month

Required Documents

Salaried client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
Self Employed Clients:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
Non-Egyptian Client:
  • - Valid Passport with country entry visa
  • - Recent utility bill (maximum three months)
  • Residency / Work permit
Your easy way to earn interest on funds
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Take Advantage of Interest Bearing Account

  • Interest bearing account
  • Minimum Balance to earn interest: EGP 500K or equivalent in major foreign currencies
  • Offered to individuals and companies
  • Accessibility to your accounts 24/7 through EGBank ATMs or any 123 ATM locally and internationally
  • Chequebook issuance (Terms & conditions apply)
  • Minimum age to open a personal account is 15 years old

Required Documents

Salaried client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
  • - Work verification documents
Self Employed Client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
  • - Work verification documents
Non-Egyptian Client:
  • - Valid Passport with country entry visa
  • - Recent utility bill (maximum three months)
  • - Residency / Work permit
  • - Work verification documents
Balance Rate
Less than 500 K 0%
500 K - 999.999 K 0%
1 M - 4.999 M 3%
5 M + 4%
Choose the bank account that suits your needs
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Advantages of Current Account

  • Non Interest bearing account in EGP
  • Minimum Balance: EGP 5K or equivalent in major foreign currencies
  • Offered to individuals and companies
  • 24/7 access to your account through EGBANK ATMs or any 123 ATM locally and internationally
  • Chequebook issuance (Terms & conditions apply)
  • Minimum age to open a personal account is 15 years old

Required Documents

Salaried client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
  • - Work verification documents
Self Employed Client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
  • - Work verification documents
Non-Egyptian Client:
  • - Valid Passport with country entry visa
  • - Recent utility bill (maximum three months)
  • Residency / Work permit
  • - Work verification documents
Saving money is much easier with EGBANK saving account
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Advantages of Saving Account

  • Interest bearing account
  • Interest is calculated on the lowest balance per month & is paid monthly, semi-annually or annually
  • Offered to individuals only
  • Accessibility to your accounts 24/7 through EGBANK ATMs or any 123 ATM locally and internationally
  • Minimum age to open a personal account is 15 years old

Required Documents

Salaried client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
  • - Work verification documents
Self Employed Client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
  • - Work verification documents
Non-Egyptian Client:
  • - Valid Passport with country entry visa
  • - Recent utility bill (maximum three months)
  • - Residency / Work permit
  • - Work verification documents

Pricing

Interest rate EGP USD EUR GBP
monthly 2.00% 0.15% 0.07% 0.03%
Semi-annually 2.25% 0.25% 0.12% 0.05%
Annually 2.50% N/A N/A N/A
Enjoy increasing returns with EGBANK saving account
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Advantages of Step Up Account

  • Interest bearing account
  • Interest is calculated on the lowest balance per month & is paid monthly or quarterly
  • Account is tier based, the higher balance the higher the interest
  • Offered to individuals only
  • Accessibility to your accounts 24/7 through EGBANK ATMs or any 123 ATM locally and internationally
  • Minimum age to open a personal account is 15 years old

Pricing

Interest Rates Per Tenor
Tiers/Interest payment Frequency MONTHLY QUARTERLY
Less Than 2K 0% 0%
2K:10K 2% 2.25%
10K:50K 2.50% 2.75%
50K:100K 3% 3.25%
100K:500K 3.50% 3.75%
500K- 1 Million 4% 4.25%
1 Million - 5 Million 4% 4.50%
5 Million & above 5.00% 5.50%

Required Documents

Salaried client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
Self Employed Client:
  • - Valid National ID
  • - Recent utility bill (maximum three months)
Non-Egyptian Client:
  • - Valid Passport with country entry visa
  • - Recent utility bill (maximum three months)
  • - Residency / Work permit
Mint Saving Account
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Features and Benefits:

  • Offered to youth form age 15 to 29 years
  • Interest increases for increasing average balance
  • Interest payment frequency : monthly
  • Offered to individuals only
  • Accessibility to your accounts 24/7 through EGBank ATMs or any 123 ATM locally and internationally
  • Interest is calculated on lowest balance per month

Required Documents:

  • Salaried Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Self- employed Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Non - Egyptian Clients:
    • Valid passport with country entry visa
    • Recent utility bill (maximum three months)
    • Residency/ work permit

Pricing

  • Account opening fees :Free
  • Statement fees :Free
  • Maintenance fees:Free
Interest rates
Tenor: Monthly:
Less than 50 K 3.50%
50 K and over 4%
Interest Bearing Current Account (USD)
Apply Now

Features and Benefits:

  • Minimum Balance to earn interest : USD 50 K
  • Offered to individuals and Non Individuals
  • Interest is calculated on daily basis & is paid monthly
  • Possibility of Cheque book issuance (Terms & conditions apply)

Required Documents :

  • Salaried Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Self- employed Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Non - Egyptian Clients:
    • Valid passport with country entry visa
    • Recent utility bill (maximum three months)
    • residency/ work permit
Available Tiers/
Interest Payment Frequency 		Monthly:
Less than 50 K USD %0.00
50 K – Less than 100 K USD %0.10
100 K – Less than 500 K USD %0.35
500 K – Less than 1 Million USD %0.50
1 Million USD – Less than 5 Million USD %0.65
5 Million USD & above %0.75
Step Up Saving Account (USD)
Apply Now

Features and Benefits:

  • Minimum balance to open account is USD 500
  • Interest increases for increasing average balance
  • interest payment frequency : monthly , quarterly, Semi annually, Or annually
  • Offered to individuals only

Required Documents :

  • Salaried Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Self- employed Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Non - Egyptian Clients:
    • Valid passport with country entry visa
    • Recent utility bill (maximum three months)
    • residency/ work permit
Available Tiers/
Interest Payment Frequency 		Monthly: Quarterly: Semi-Annually: Annually
Less than 50 K USD 0.10% 0.15% 0.20% 0.25%
50 K – Less than 100 K USD 0.20% 0.25% 0.30% 0.35%
100 K – Less than 500 K USD 0.30% 0.35% 0.40% 0.45%
500 K – Less than 1 Million USD 0.40% 0.45% 0.50% 0.55%
1 Million USD – Less than 5 Million USD 0.50% 0.55% 0.60% 0.65%
5 Million USD & above 0.60% 0.65% 0.70% 0.75%
EGBANK l Ahlan Accounts
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Features and Benefits:

  • Ahlan Accounts are offered to individuals, very small businesses, craftsmen, and business owners.
  • Ahlan Accounts offers simple account opening journey.
  • Save money, use your Internet Banking and pay your expenses through EGBANK debit and credit cards.

Visit EGBANK branches to apply for any of the following Ahlan Accounts:

  • “Ahlan” Individual Account
  • “Ahlan” Corporate Account
  • “Ahlan” Tabset

All accounts are subject to daily and monthly withdrawal limits and total balance amount. For additional terms and conditions

Zaha Saving Account

Features and Benefits

  • Offered to Females individual customers
  • Interest Rate: 4%
  • Interest payment frequency: Monthly
  • Accessibility to your accounts 24/7 through EGBank ATMs or any 123 ATM locally and internationally
  • Interest is calculated on lowest balance per month

Pricing:

  • Account opening fees: Free
  • Maintenance fees: Free
  • Debit card issuance fees (Classic / Titanium / Platinum): Free
  • Wearables issuance fees (Sticker / Bracelet): Free

Required documents

  • Salaried Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Self- employed Clients:
    • Valid National ID
    • Recent utility bill (maximum three months)
  • Non - Egyptian Clients:
    • Valid passport with country entry visa
    • Recent utility bill (maximum three months)
    • Residency/ work permit
Instructions Of Dealing With ATMs & POS
Click here
EGBANK Loyalty & Rewards Program
Click here
International usage limits for debit and credit cards
Click here
Hot Deals
Click here
Credit Cards Activation
click here
Freelancer Program
Click here

Classic Debit Card

  • Alternative safe and convenient cash tool
  • Access to your banking accounts 24/7
  • Daily cash withdrawal from any EGBANK ATM or any other ATM locally up to EGP 30,000 & purchase up to 100,000 EGP
  • More than 20,000 merchants locally and 24 million merchants worldwide for all purchases and payments.
  • Contactless feature for easy and safe transactions
  • Purchase online securely using the One Time Password (OTP) feature.
  • Instant SMS notification upon using the card in cash and purchase transactions around the world.
  • * Terms & Conditions apply

Titanium Debit Card

  • Alternative safe and convenient cash tool
  • Access to your banking accounts 24/7
  • Daily cash withdrawal from any EGBANK ATM or any other ATM locally up to EGP 30,000 & purchase up to 200,000 EGP
  • More than 20,000 merchants locally and 24 million merchants worldwide for all purchases and payments
  • Contactless feature for easy and safe transactions.
  • Purchase online securely using the One Time Password (OTP) feature.
  • Instant SMS notification upon using the card in cash and purchase transactions around the world
  • Complimentary access to selected VIP airports lounges, Download “MasterCard Travel Pass” Application to know more.
  • * Terms & Conditions apply

Platinum Debit Card

  • Alternative safe and convenient cash tool
  • Access to your banking accounts 24/7
  • Daily cash withdrawal from any EGBANK ATM or any other ATM locally up to EGP 30,000 & purchase up to 350,000 EGP
  • More than 20,000 merchants locally and 24 million merchants worldwide for all purchases and payments
  • Contactless feature for easy and safe transactions.
  • Purchase online securely using the One Time Password (OTP) feature.
  • Instant SMS notification upon using the card in cash and purchase transactions around the world.
  • Complimentary access to selected VIP airports lounges, Download “MasterCard Travel Pass” Application to know more
  • MasterCard Purchase Protection.
  • Airline and Travel discount with Cleartrip.com.
  • IHG Hotels & Resorts Offer “15% discount on best available rate” Know more
  • Get 10% money back with MasterCard when booking your next stay on booking.com through booking.com’s MasterCard landing page.
  • Car rental discount (Avis, Budget and Rentalcars.com)
  • 50 % off on Go Gamers Premium Member.
  • MyUS shipping premium membership.
  • * Terms & Conditions apply

World Debit Card

  • Alternative safe and convenient cash tool.
  • Access to your banking accounts 24/7.
  • Daily cash withdrawal from any EGBANK ATM or any other ATM locally up to EGP 30,000 & purchase up to 500,000 EGP
  • More than 20,000 merchants locally and 24 million merchants worldwide for all purchases and payments.
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for easy and safe transactions.
  • Instant SMS notification upon using the card in cash and purchase transactions around the world.
  • Complimentary access to selected VIP airports lounges, Download “MasterCard Travel Pass” Application to know more.
  • MasterCard Purchase Protection.
  • Airline and Travel discount with Cleartrip.com.
  • IHG Hotels & Resorts Offer “15% discount on best available rate” Know more
  • Get 10% money back with MasterCard when booking your next stay on booking.com through booking.com’s MasterCard landing page.
  • Car rental discount (Avis, Budget and Rentalcars.com).
  • 50 % off on Go Gamers Premium Member.
  • MyUS shipping premium membership.
  • * Terms & Conditions apply

FCY Debit Card

  • Alternative safe and convenient cash tool
  • Access to your banking accounts 24/7
  • Cash withdrawal monthly Limit is USD 5,000 - POS monthly limit is USD 50,000 (International use only).
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for easy and safe transactions.
  • Instant SMS notification upon using the card in cash and purchase transactions around the world.
  • The card currency is USD.
  • The customer’s card can be linked to both current and / or saving account.
  • The card is acceptable at more than 24 million worldwide merchants for all purchases and payments.
  • * Terms & Conditions apply

Meeza Debit Card

  • Alternative safe and convenient cash tool
  • Access to your banking accounts 24/7
  • Daily Cash withdrawal from any EGBANK ATM or any other ATM.
  • Instant SMS notification upon using the card in cash and purchase transactions
  • Card can be used for local transactions only.
  • Contactless feature for easy and safe transactions.
  • * Terms & Conditions apply

Required Documents

Account Opening required documents

World Elite Credit Card

  • Limit starts from EGP 250,000 to EGP 2,000,000 for secured cards.
  • Limit starts from EGP 250,000 to EGP 1,500,000 for unsecured cards.
  • Grace period up to 57 days.
  • Instant SMS notification upon using the card in cash and purchase transactions around the world.
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for safe and easy transactions.
  • Now you can benefit from the different installment programs offered by EGBANK.
  • Earn points with every purchase you do using your card and redeem them as cashback or Air miles.
  • Mastercard Travel Benefits Click here
  • * Terms & Conditions apply

Classic Credit Card
(Master Card - Visa)

  • Limit starts from EGP 2,000 and up to EGP 9,999
  • Grace Period up to 57 days
  • Instant SMS notification upon using the card in cash and purchase transactions around the world
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for safe and easy transactions.
  • Now you can benefit from the different installment programs offered by EGBANK. (Know More)
  • Earn points with every purchase you do using your card and redeem them as cashback or Air miles (Know More)
  • * Terms & Conditions apply

Titanium Credit Card

  • Limit starts from EGP 10,000 up to EGP 49,999
  • Grace period up to 57 days
  • Instant SMS notification upon using the card in cash and purchase transactions around the world
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for safe and easy transactions.
  • Now you can benefit from the different installment programs offered by EGBANK. (Know More)
  • Earn points with every purchase you make using your card and redeem them as cashback or Air miles. (Know More)
  • Complimentary access to selected VIP airports lounges, Download “MasterCard Travel Pass” Application to know more.
  • * Terms & Conditions apply

Platinum Credit Card

  • Limit starts from EGP 50,000 up to EGP 200,000
  • Grace period up to 57 days
  • Instant SMS notification upon using the card in cash and purchase transactions around the world
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for safe and easy transactions.
  • Now you can benefit from the different installment programs offered by EGBANK. Know more
  • Earn points with every purchase you do using your card and redeem them as cashback or Air miles. Know more
  • Complimentary access to selected VIP airports lounges, Download “MasterCard Travel Pass” Application to know more.
  • MasterCard Purchase Protection.
  • Airline and Travel discount with Cleartrip.com.
  • IHG Hotels & Resorts Offer “15% discount on best available rate”Know more
  • Get 10% money back with MasterCard when booking your next stay on booking.com through booking.com’s MasterCard landing page.
  • Car rental discount (Avis, Budget and Rentalcars.com).
  • 50 % off on Go Gamers Premium Member.
  • MyUS shipping premium membership.
  • * Terms & Conditions apply

World Credit Card

  • Limit starts from EGP 100,000 up to EGP 1,000,000.
  • Grace period up to 57 days.
  • Instant SMS notification upon using the card in cash and purchase transactions around the world.
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for safe and easy transactions.
  • Now you can benefit from the different installment programs offered by EGBANK. (Know More)
  • Earn points with every purchase you do using your card and redeem them as cashback or Air miles. (Know More)
  • Complimentary access to selected VIP airports lounges, Download “MasterCard Travel Pass” Application to know more.
  • MasterCard Purchase Protection.
  • Airline and Travel discount with Cleartrip.com.
  • Car rental discount (Avis, Budget and Rentalcars.com).
  • 50 % off on Go Gamers Premium Member.
  • MyUS shipping premium membership.
  • IHG Hotels & Resorts Offer “15% discount on best available rate” (Know More)
  • Get 10% money back with MasterCard when booking your next stay on booking.com through booking.com’s MasterCard landing page.
  • Hertz Gold Plus Rewards Five Star Membership “go to hertz.com/mcworld , and click join now.
  • Use your World Mastercard to enjoy your complimentary airport rides with Careem. Enter the promo code MAEGP2 to redeem your offer.
  • Click here to know how to activate your card
  • * Terms & Conditions apply

Required Documents

  • Copy of National ID
  • Recent utility bill (Not more than 3 months old)
  • Income Proof
  • Self-employed clients: Valid taxation card and commercial register or operating license and 6 months bank statement
  • For salaried clients: Authenticated HR letter or 3 pay slips
  • Payroll or Salary Transfer Clients: Company undertaking to transfer salary

Internet Card

  • Limit starts from EGP 1,000 up to EGP 50,000 for secured cards, and up to EGP 30,000 for unsecured cards.
  • Grace period up to 57 days.
  • Instant SMS notification upon using the card for online transactions around the world.
  • Purchase online securely using the One Time Password (OTP) feature.
  • Contactless feature for safe and easy transactions.
  • Shop online safely with Secured one-time password (OTP).
  • Now you can benefit from the different installment programs offered by EGBANK. (Know More)
Start your payroll with EGBANK and finance your needs

Features

  • Salaries can be paid in either EGP or foreign currency
  • Employees accounts will be opened on company premises
  • All our retail banking products are available to program customers and can be tailored to suit the needs of each company’s employee
  • Special rates on all bank products and services

Required Documents

  • Account Opening required documents
  • Copy of National ID or valid passport
Interested in Payroll?
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Your easy way to earn interest on funds

EGYPTIAN GULF FUND

Investment Manager Hermes Fund Management (HFM)
Initial Fund Size EGP 100 million
Inception Date May-97
Type Equity Fund
Places of purchase EGBANK branches
Subscription & Redemption Fee None
Custodian EGBANK
;

THARAA

What we want to achieve with Tharaa is providing stable income to the investor through investing in money market and fixed income securities that provide periodic income

Sponsor EGBANK
Investment Manager Prime Investment Asset Management
Initial Fund Size EGP 200 Million, subject to increase Inception
Date Jul-2010
Fund Type Money Market Fund
Places of purchase EGBANK branches
Subscription & Redemption Fee None
Custodian EGBANK
;
Enjoy EGBANK's Convenient and flexible payment plans

“Electric Now” Auto Loan



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Benefits
  • Finance up to 100% of car’s value, with maximum loan amount up to EGP 5 M.
  • Extended repayment tenors starting from 6 months up to 60 months.
  • Range of financing programs whether 0% or 40% Down payment.
  • Geographical location for customer live in Greater Cairo, Giza & Alex.
Required Documents
  • Valid ID copy.
  • Car Price Quotation.
  • Down payment receipt.
  • Additional documents according to the case.
Terms & Conditions
  • -The initial approval within 30 minutes is subject to fulfilling the required procedures to issue the final approval according to the applied bank's standards.
  • -Minimum & maximum age for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years.
  • for more information Click here
Apply Now

"Drive Now" Auto Loan



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Benefits
  • Finance up to 80% of car’s value, with maximum loan amount up to EGP 5 M.
  • Extended repayment tenors starting from 6 months up to 84 months.
  • Wide range of financing programs starting from 20% Down payment.
Required Documents
  • Valid ID copy.
  • Car Price Quotation.
  • Down payment receipt.
  • Additional documents according to the case.
Terms & Conditions
  • The initial approval within 30 minutes is subject to fulfilling the required procedures to issue the final approval according to the applied bank's standards.
  • The initial approval within 30 minutes is subject to fulfilling the required procedures to issue the final approval according to the applied bank's standards.
  • Minimum & maximum age for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years.
  • for more information Click here
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Secured Loans against Certificate of Deposits & Time Deposits

The fastest way to get the loan you need


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Benefits
  • Secured loan against collateral (TDs & CDs) up to 95% from collateral value
  • No maximum loan amount
  • Extended repayment tenors starting from 6 months up to 180 month
Required Documents
  • Copy of valid National ID for Egyptians
  • Copy of valid Passport with valid residence permit or proof of client residence address in Egypt for foreigners
Conditions
  • Minimum age is 21 years.
Apply Now

Personal Loans

Let your dreams come true with EGBANK Personal Loans


Apply Now
What do I get?
  • Maximum loan amount up to EGP 6M
  • Extended repayment tenors starting from 6 months up to 120 month
  • Competitive interest rates
  • Life insurance throughout loan tenor
  • Learn more
Required Documents
  • Valid ID copy
  • Recent utility bill
  • Income proof documents
    • For customers with salary / installment transfer: Salary verification document and employer undertaking letter to transfer the salary / installment
    • For customer without salary or installment transfer: Authenticated HR letter, or HR letter and bank statement for the last 3 months.
    • For Self-employed & professionals: Valid tax card, bank statement for the last 12 months, and recent valid commercial register for self-employed OR valid syndicate ID, Medical facility Operating license, and certificate of professional practice for professionals.
Conditions
  • Minimum & maximum ager for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years
Apply Now

Auto Loans

Get your dream car right now!


Apply Now
Benefits
  • Finance up to 100% of car’s value, with maximum loan amount up to EGP 10 M
  • Extended repayment tenors starting from 6 months up to 96 months
  • Wide range of financing programs suits all segments
Required documents
  • Valid ID copy
  • Car Price Quotation
  • Down payment receipt
  • Recent utility bill
  • Income proof documents
    • For customers with salary / installment transfer: Salary verification document and employer undertaking letter to transfer the salary / installment
    • For customer without salary or installment transfer: Authenticated HR letter, or HR letter and bank statement for the last 3 months.
    • For Self-employed & professionals: Valid tax card, bank statement for the last 12 months, and recent valid commercial register for self-employed OR valid syndicate ID, Medical facility Operating license, and certificate of professional practice for professionals.
Conditions
  • Minimum & maximum ager for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years
Apply Now

Used Cars Auto Loan



Apply Now
What do I get?
  • Maximum financing up to 80% from car price, with maximum amount of 10M EGP
  • Extended repayment tenors starting from 6 months up to 96 month
  • Wide range of financing programs suits all segments
Required documents
  • Valid ID copy
  • Car Price Quotation
  • Down payment receipt
  • Recent utility bill
  • Income proof documents
    • For customers with salary / installment transfer: Salary verification document and employer undertaking letter to transfer the salary / installment
    • For customer without salary or installment transfer: Authenticated HR letter, or HR letter and bank statement for the last 3 months.
    • For Self-employed & professionals: Valid tax card, bank statement for the last 12 months, and recent valid commercial register for self-employed OR valid syndicate ID, Medical facility Operating license, and certificate of professional practice for professionals.
Conditions
  • Minimum & maximum ager for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years
Apply Now

Durable Goods Loans



Apply Now
Benefits
  • Loan amount up to EGP 120,000
  • Loan tenor from 6 months to 60 months
  • Life insurance throughout loan tenor
Requirements
  • Copy of valid national ID
  • Recent utility bill (within three months)
  • Durable goods Price quotation
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Self-employed/Professional Customers: Recent commercial register, tax card, last 12 months’ bank statements and certificate of profession for professionals
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months’ bank statement
Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals
Apply Now

Educational Loan

Uplift your education level & achieve your future dreams


Apply Now
Benefits
  • Financing full educational period OR year by year
  • Maximum loan amount up to EGP 1M
  • Competitive interest rates
  • Free life insurance
Required Documents
  • Valid ID copy
  • Recent utility bill (within the last 3 months)
  • Tuition fees quote from University/Academy/School
  • HR letter for salaried customers
  • Recent valid commercial register Copy (not to exceed 3 months) and taxation card for self-employed or Certificate of professional practice, Valid syndicate ID, taxation card and medical institution license for professionals
Conditions
  • Minimum & maximum ager for salaried customers is 22 up to 60 years, and for self-employed & professionals 25 up to 65 years
Apply Now

Mortgage Loans

Get your dream house!


Apply Now
Benefits
  • Loan amount of up to EGP 5 million
  • Loan tenor from 6 months to 144 months
  • Competitive interest rates
  • Free life insurance throughout tenor
Requirements
  • Property Documents
    • Tax report
    • Formal construction license
    • Real estate form 19
    • Privatization declaration
    • Land ownership contract
    • Property registration in the notary office
    • Evaluation office report
  • Personal Documents
    • Valid national ID
    • Recent utility bill (within three months)
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to copy of recent & valid commercial register for self-employed or certificate of profession, valid syndicate ID, & medical institution license for professionals
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement
Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals
Apply Now

Revolving Overdraft

Start your Payroll with EGBANK and finance your personal needs with the Revolving Overdraft Program


Apply Now
Benefits
  • Maximum limit up to 1 multiple of the salary with maximum amount of EGP 50K, and minimum amount of EGP 5K
  • Competitive interest rate
  • Life insurance throughout facility duration
Required Documents
  • Valid ID copy
  • Recent utility bill (within the last 3 months)
Conditions
  • Minimum age is 21 years, and Maximum age is 59 years
Apply Now

Premium Loans

Fulfill your Biggest Dreams Now with EGBANK’s Premium Loan!


Apply Now
Benefits
  • Loan amount can reach up to EGP 2,000,000
  • Loan tenor up to 84 months
  • Competitive interest rates
  • Life insurance throughout loan tenor
Requirements
  • Copy of valid national ID
  • Recent utility bill (within 3 months)
  • Proof of income
    • Salaried: 3 months’ bank statement & HR letter
    • Self-Employed: 12 months’ bank statement & copy of recent commercial register
    • Professionals: 12 months’ bank statement in addition to certificate of professional practice, valid syndicate ID, and medical institution license
Eligibility
  • Minimum age 30 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals
Apply Now

Doctors



Apply Now
Benefits
  • Loan amount up to EGP 3,000,000
  • Loan tenor up to 84 Months
  • Competitive interest rates
  • Life insurance throughout loan tenor
Requirements:
  • Copy of valid national ID
  • Recent utility bill (within 3 months)
  • Certificate of Profession, Medical facility operating license, valid syndicate ID and valid tax card
Eligibility
  • Minimum age 25 years up to 65 years at loan maturity
Apply Now

Pharmacists Lending



Apply Now
Benefits:
  • Loan amount can reach up to EGP 1,000,000
  • Loan Tenor from 6 months up to 60 months
  • Competitive interest rates
Eligibility:
  • Minimum age 25 years up to 65 years at loan maturity for Egyptian Pharmacists
  • Minimum 2 years in Business
Requirements:
  • Certificate of profession or operating license
  • Pharmacy formation contract or official gazette(only in case of a partnership)
  • Valid taxation card
  • Valid Commercial register
  • Valid syndicate ID
Apply Now
Apply Now
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Margin lending is a type of loan agreement between EG bank and the client that allows client to borrow money to buy shares

Margin Lending

Margin lending is a type of loan agreement between EG bank and the client that allows client to borrow money to buy shares, by using his existing owned shares as collateral grantee in which the securities must be from the authorized margin shares list by EGX, FRA and accepted by EGBANK

19342

Head Offices

The Address:
45B, The Address Building, North Teseen st.,

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